How Much Does Roof Replacement Cost in Roanoke, TX?

1. Missing or Damaged Shingles/Tiles

Bare spots or cracked/broken shingles expose your roof to further damage.

2. Persistent Leaks or Water Stains Inside

Brown spots on ceilings or walls indicate ongoing roof leaks.

3. Sagging Roofline

A drooping or uneven roof deck often signals structural issues.

4. Aging Materials (e.g., Curled Edges)

Shingles that are curling, buckling, or cracking are past their prime.

5. Excessive Granules in Gutters

Finding lots of shingle granules means protective coating is wearing off.

6. Increased Energy Bills from Poor Insulation

A failing roof lets conditioned air escape, raising heating/cooling costs.

7. Daylight Visible Through Roof Boards

From the attic, seeing light means gaps or holes in the decking.

8. Mold, Moss, or Algae Growth

Green streaks or patches trap moisture and accelerate deterioration.

1. Free Inspection and Quote from Local Contractors

A professional roofer assesses damage, measures the roof, and provides a detailed estimate.

2. Permit Acquisition (Required in Roanoke)

Your contractor handles obtaining necessary building permits from the City of Roanoke to ensure code compliance.

3. Old Roof Tear-Off and Disposal

The existing roofing materials are carefully removed and debris is hauled away responsibly.

4. Underlayment and Deck Repair

Damaged decking is repaired, followed by installation of waterproof underlayment for added protection.

5. New Material Installation

New shingles, metal, or tiles are precisely installed according to manufacturer specifications.

6. Flashing, Vents, and Cleanup

Flashing around chimneys/vents is sealed, and the site is thoroughly cleaned of all debris.

7. Final Inspection and Warranty

The job undergoes a final walkthrough, city inspection (if required), and you receive warranty documentation.

Pro Tip: Scheduling in early spring or late fall often gets you the best combination of weather, availability, and pricing!

What is the average cost of replacing a roof in Texas?

On average, Texas homeowners pay $6,000–$20,000 for a full replacement. In Roanoke, it’s typically $5,500–$12,000 for a 2,000 sq ft home: Asphalt shingles $8,000–$12,000; Metal roofing $18,000–$28,000. Costs include labor, materials, and disposal.

Will insurance cover a 20-year-old roof in Texas?

Possibly, but cautiously—insurers often exclude wind/hail damage for roofs over 15–20 years, covering only fire. Check your policy details; older roofs usually receive actual cash value (depreciated) rather than full replacement cost.

What is the new roof law in Texas?

Texas Insurance Code §707 prohibits contractors from waiving, paying, or covering your insurance deductible. Offers of “free roofs” or “no deductible” are illegal to prevent fraud.

How often should a roof be replaced in Texas?

Every 15–20 years on average due to intense heat, hail, and storms. Annual inspections help catch issues early and extend roof life.

What is the average lifespan of a roof?

Nationally 25–50 years, but in Texas it’s shorter: Asphalt shingles 15–30 years; Metal 40–70 years; Tile 50+ years.

How long are roof warranties in Texas?

Texas requires a minimum 1-year workmanship warranty. Material warranties vary (e.g., shingles 25–50 years). Many reputable contractors offer extended 5–10 year labor warranties.

What is the best time of year for roof replacement?

Spring (March–May) or Fall (September–November) in Texas — avoiding extreme summer heat and winter cold that can affect installation quality.

How do you know when a roof needs replacing?

Look for the 8 key signs listed above: missing shingles, leaks, sagging, curled edges, granule loss, higher energy bills, daylight in attic, or mold/algae growth.

Important: Starting work without a required permit can result in fines, stop-work orders, or complications with insurance claims.

1. Document Damage Immediately

Take clear photos and videos of all affected areas — shingles, gutters, vents, siding, and windows. Date-stamp everything for proof.

2. Contact Your Insurer Promptly

Report the claim within a few days — most policies require prompt notification to avoid denial.

3. Schedule the Adjuster Visit

Be present during the inspection and politely point out all visible damage. Take notes and photos of what the adjuster examines.

4. Get an Independent Contractor Inspection

Have a trusted local roofer assess the roof for a second opinion — this can help if the adjuster misses damage.

5. Review the Settlement Offer

Understand ACV (Actual Cash Value — depreciated) vs. RCV (Replacement Cost Value). Negotiate if the offer seems low.

6. Pay Your Deductible

Wind/hail deductibles are often 1–2% of your dwelling coverage amount — this is your out-of-pocket responsibility.

7. Avoid Illegal Deductible Offers

Never work with contractors who offer to “waive” or “cover” your deductible — this is illegal in Texas and can void your claim.

Always compare terms carefully — many programs offer 12–24 months interest-free, but read the fine print!

Always get multiple quotes, check online reviews, verify licensing & insurance, and trust your instincts!