Do you live in San Antonio, TX and need a company that offers financing for roof replacements? If so, here are the top roofing companies with payment plans.

If you need to replace your roof, you may end up spending between $5,000 to $10,000.

The average cost of a new roof in San Antonio, Texas is $7,800. The total roof replacement cost will depend on the size and pitch of your roof and the cost of materials, equipment, labor, and time involved. Even when competitively priced, roof replacement still requires a substantial investment.

Roof repairs are usually unexpected but necessary and you may not have budgeted for this expense.

But you don’t have to live in fear of your roof deteriorating and causing further damage to your home while you amass your funds. Many roofing companies in San Antonio offer alternative ways to pay including affordable payment plans or flexible payment options.

Why Choose Roof Replacement Financing?

There are several ways you can fund your roof replacement including cash, credit card, insurance coverage, roof company financing, or a loan. There are several types of loans that you can access such as a personal loan, home equity loan, or government-funded home improvement loan.

However, you may not have cash readily available, or the interest rate on your credit card may be high. You also may not have the equity in your home to pursue that type of loan or qualify for a government loan. Getting your insurance to cover the replacement cost may be extremely difficult as well.

Roof company financing may be more feasible for you, due to some of the challenges involved with the other options available. Many roofing companies offer direct financing or financing through a third-party vendor. Their payment options may include:

• A short-term loan
• Deferred payment options
• A payment Plan

It’s usually a simpler process than other loan options because the roofing company completes all the steps required.

Things to Consider Before Replacing Your Roof

There should be several things to consider before you make the final decision to replace your roof. The first is deciding whether your roof just needs repairs or if you should have it replaced. This will depend on the age of your roof.

Roofs usually last between 20 to 25 years after installation. This is typically the case for an asphalt shingle roof. If you notice the following:

• Leaks on your ceiling
• Dislodged shingles
• Algae growth
• A collection of shingle dust particles or granules around your property

These are often signs that your roof needs repairs or replacement. Waiting can mean making the problem even worse and spending money on roof repairs may end up costing you more, especially if your roof is 15 years or older.

Repairs or spot patching may end up undermining adjoining shingles or add more weight if you add more shingles to a roof that’s already unstable. Consult a professional roofing company to find out exactly what your roof needs. But before you proceed:

• Get quotes from different roofing companies
• Find out if they provide financing
• Compare their financing terms

This can help you decide on the best company that can provide you with financing to replace your roof.

Roofing Companies in San Antonio Provide Financing

Here are a few roofing companies in San Antonio that provide alternative payment options:

1. Rio Blanco Roofing & Restoration

A licensed and bonded roofing company with certified roofing installers that provide both residential and commercial roofing services. They offer longer-lasting roofing materials, provide free quotes, and will assist with insurance claims.

Location – 600 Sandau Rd #800, San Antonio, TX 78216. They also have locations in Tyler and College Station.

Financing options include:

• Loans up to $100,000
• Rates as low as 4.99% APR
• Fixed monthly payments
• Credit options for 540 FICO Scores and up

There are no prepayment penalties and their application is secure, fast, and paperless. You will need to provide proof of income.

2. Iron Clad Roofing and Renovations

They offer personalized services that include residential and commercial roofing, emergency repair, renovation and restoration, roof maintenance, and roof leak repair.

Location – San Antonio, TX

Their in-house financing options include:

• 100% financing based on eligibility
• Low-interest rates
• Option of 12 to 120 months repayment terms
• Affordable monthly payments

They offer an easy and quick online or over-the-phone pre-approval process and no prepayment penalties.

3. Roofing Services Now

A licensed roofing company with over 45 years of experience. The company has a crew of 30+ dedicated and well-trained staff members. Their residential roofing services include roof repairs and replacement, roofing tune-ups, and storm restoration.

Location – 1777 NE Interstate 410 Loop, #600, San Antonio, TX 78217. They also have locations in Corpus Christi, Gulf Coast, and Del Rio.

They offer the following to new customers:

• 24-month special financing
• Long-term financing
• 10% off every day

They build your roof quickly and help make it more affordable.

4. Roof Fix

They are the only GAF Certified contractor in the South Texas area. They are a fast-growing company that provides roof repairs and replacement, roof tune-up and cleaning, metal roofing, commercial roofing, and solar installation.

Location – 830 N.E. Loop 410, Suite 216, San Antonio, TX 78209

They provide financing through the following third-party vendors:

• GreenSky
• Hearth
• PowerPay
• LightStream

Options include loans from $5,000 to $100,000 and rates as low as 3.99% APR.

5. Cloud Roofing

The company has been in business in San Antonio for over 40 years. They are a member of the Roofing Contractors Association of Texas and the San Antonio Apartment Association. They provide roof replacement and repair as well as commercial roofing.

Location – 434 Breesport Street, San Antonio, TX 78216

Cloud Roofing provides no-interest financing options including:

• 12 months deferred interest
• Short- and long-term financing options through Service Finance

And other options that can work for you.

Hassle-Free Roof Replacement in San Antonio

Replacing your roof doesn’t have to be a hassle or an overwhelming process. Although a substantial investment, it will pay for itself over the many years you will have your roof. You also don’t have to worry about finding the cash to pay for much-needed repairs.

Many roofing companies in San Antonio offer financing alternatives including deferred payments, low-interest rate loans, and payment plans. Choose the company that best suits your needs.

Best Roofing Estimates can provide you with the cost of roof repairs and replacement for companies in your area. Don’t wait any longer to ensure you have a safe roof over your head. Get a FREE quote today!