Roofing Companies With Payment Plans New York, NY | Get Financed

Are you looking for a roofing company near Houston that offers a payment plan to help spread the cost? This guide will help you find financing and low-rate options to replace your roof.

Living in a colder climate offers special considerations in replacement roofing and repairs.

Before the next snowfall, inspect your roof for damage such as loose shingles or cracks. If you are experiencing leaks, don’t wait! Roof replacement can be done during any season.

Are you in need of a roof replacement in New York with payment plans? We’ve got you covered. Read our article to see your best options for roofing companies with payment plans in New York, NY.

Questions to Ask a Roofing Company About Financing in New York, NY

Before selecting a roofing company, calculate the cost of your roof replacement. Then be prepared to ask the contractor about the following:

Special Promotions

Often, a contractor will offer special discounts and promotions.  A new product may be getting promoted, or a manufacturer is offering special financing.

Be sure to ask if there is a discount for being a local customer. Roofing companies with payment plans in New York, NY may be willing to offer special savings because they also save money in travel to the job site.

Down Payment

Roofing companies that offer financing will usually want a down payment. This is a partial payment on the whole job up front.

A reasonable down payment averages from 5%-20%. Typically, you pay the deposit or down payment, and full payment is expected after the work is completed.

Payment Plans

If paying for the full roofing job after completion is beyond your budget, ask about deferred payments.

Roofing companies with payment plans will sometimes finance loans. A roof replacement project can be financed with the company’s own capital.  Check that the roofing company has secured funds for this type of loan.

Also, they may have their own banks that they work with for financing that will give you six months to a year to repay with a deposit and monthly payments.


Finding a roofing company with a great price and financing is great, but make sure that you fully understand the roofing company’s interest rates.

A low-interest rate may be offered over a specified number of months. Make sure that you understand if the rate will increase if you cannot make full payment on time.

Also, do some research and ensure that the interest rate being offered is competitive with local banks in the area.

What Else Should You Know About Roof Replacement Companies in New York, NY?

If you live in New York City, you know that space is limited and comes at a premium price. Many of the roofs are flat or gently sloped to offer additional outdoor living space. Keep the style of your roof and the following considerations in mind when shopping for a roofing contractor.


How long has this roofing company been in business in New York? Do they specialize in roofing, or are they a general contracting business?

Is there a warranty or guarantee clause? Ask to have details included in your contract that explain how your contractor will make things right if you are not satisfied.

This clause could include information on a timeline for work that needs to be improved, and refund amounts given if you are dissatisfied.

Complete an Internet search and find out what previous customers have to say about the quality of work received. Does the roofing company have a high rating with The Better Business Bureau?

You can also save yourself a New York minute by using an estimated service that can give you reliable information about roofing companies in New York, NY.


In New York, state licensure is not required for roof work. However, there are local municipal licenses and permit requirements. A reputable roofing company based in New York will be able to answer questions about legal codes easily.

Ask your contractor about any special certifications or training that installers have for the type of roofing material you choose.


Do you already have a type of roofing material in mind that you prefer? Ask about recommendations that are specific to your home and the weather in New York.

Also, will you be able to choose the brand of materials, or will the contractor choose? If you decide to choose a brand that the contractor does not carry, will there be additional costs?


Disposing of old materials and waste is highly regulated in the city. Make sure that your contract states how clean-up and disposal will be handled.

Understanding clean-up procedures will protect you from any fines for improper waste management.

Here’s a List of 3 Roofing Companies With Payment Plans in New York, NY

Get started with finding a roofing company that offers the best service and financing for your roof replacement. Here are three companies to consider:

NY Roof Pro, Inc.

21 Washington Ave

Bay Shore, NY 11706

  • Over 30 years of experience
  • Multiple low financing options
  • A+ Better Business Bureau rating
  • Licensed and insured

They also have a blog with helpful advice for maintaining your roof.

Royal Renovators, Inc.

118-35 Queen’s Blvd.

Forest Hills, NY 11375

  • Roof installers have a minimum of 15 years of experience
  • Deferred payment options
  • Lifetime warranty
  • Licensed and insured

The website offers multiple customer testimonials.

Eagle Roofing Contractor, Inc.

Multiple locations in New York.

  • 25+ years of experience
  • Multiple financing options
  • Warrantied work
  • Licensed and insured

Customer testimonials describe the work done and their level of satisfaction.

Find the Best Roofing Companies With Payment Plans in New York, NY

When you are making a big investment in your home, such as replacing an old roof, you want to be sure you are well informed.

Most roofing companies with payment plans in New York, NY, will offer free estimates.  Use the tips from this article as a guide for you to make the most informed decision before committing to a contractor for roof work and financing.

Save yourself a lot of time and get answers to these questions using a reliable referral service. Get the best estimates for roofing companies with payment plans in New York, NY.